Connecticut Life Producer Practice exam

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Which information cannot be obtained from the MIB?

Detailed financial information
Insurability information
Health history
Risk assessments

The correct answer is: Detailed financial information

The Medical Information Bureau (MIB) primarily collects and provides data related to applicants' insurability, health histories, and risk assessments to help insurance companies make informed underwriting decisions. This includes information about medical conditions, treatments, and lifestyle factors that could affect an individual's risk profile. However, detailed financial information is considered to be outside the scope of what MIB provides. The MIB focuses on health-related data rather than the financial standings of applicants, which include details about income, debts, assets, or overall financial behavior. The financial aspects of an individual's insurance application are typically handled through other sources or through direct disclosure from the applicant, making it inaccessible from the MIB database.